Everyone’s circumstances and tastes in cars can differ so this is definitely a question best answered to suit your situation. Some simple answers though will include:
You can either buy it out right if you have the cash; you can hire purchase or chattel mortgage it which means you can pay the loan off entirely with no balloon; or you can lease the car which means you will have a balloon.
How you finance it will depend on a few factors: the value of the car, who is going to own the car and of course the overall interest costs you will be charged. Don’t just accept the finance offer made at the car dealership, please arrange a second quote through a broker who may be more competitive.
To get the right answer for you on this, please call before you are at the dealer signing the paperwork to buy it. Plan right, don’t plan to panic in the end.